So what have the dot2dot team been up to? Click to read the articles below.
Understanding Leases & Insurance A client recently approached us with a specific question on what insurance is needed when investing in a newly leased building. The business was about to incur costs of around £500,000 to fit-out their premises, as a new state-of-the-art childcare setting, they needed a better understanding of leases and insurance. The…
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Introduction to Material Facts & The Market Over the last couple of years, insurers have moved away from 20 years of “soft market” conditions where we saw low rates, high limits of indemnity and flexible policy wordings with substantial extensions and wider benefits. We are currently in a “hard” insurance market where insurers are no…
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We have recently had updates from insurers following the changes to the Highway Code earlier this year. These changes included how we better protect vulnerable road users and further restrictions on the use of devices when driving a vehicle. Insurers have been researching road use and driver behaviour and have found that post-pandemic, with a number of…
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In last month’s Nursery Management Today magazine our Associate Director, Jenny Hyde looks at Directors and Officers Run-Off Insurance and explains why it is an important consideration in the sale of your business. Merger & Acquisition (M&A) activity is particularly buoyant in the childcare market, as we move through 2022. There is understandably a lot…
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Like us, we are sure you are looking at ways to celebrate and commemorate the Queen’s Jubilee next month. As you know the dot2dot nursery insurance policy has a wide business description, which allows you to undertake and attend different activities with the children in your care. Cover is included for: Days out to zoos,…
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In this month’s Nursery Management Today magazine our Associate Director, Jenny Hyde looks at the benefits to your nursery of having a Management Liability Policy and what is a management liability policy? In the past 24 months, you and your management team will have made many pressured decisions effecting your colleagues, customers, suppliers and other…
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A Management Liability policy is a comprehensive form of insurance that exists to cover alleged wrongdoing, directed at the company as a whole or its’ individual Owners, Directors or Managers. In the past 24 months, you and your management team will have made many pressured decisions effecting your colleagues, customers, suppliers and other stakeholders in…
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In the latest HR Blog from Stephensons the team consider the question “Can I dismiss a member of staff who refuses to be vaccinated against Covid-19?” From 11 November 2021, it became compulsory for those working or volunteering in a care home in England to be fully vaccinated against Covid-19, unless exempt. Those who are…
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When do I need to notify Ofsted of a ‘significant event’? Under the Early Years Foundation Stage (Welfare Requirements) Regulations 2012 (‘the Regulations’), Providers are required to notify Ofsted of certain significant events. A failure to do so, without reasonable excuse, is a criminal offence and if convicted, a Provider or registered person is liable…
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As you may be aware, after some delays due to the pandemic, the Whiplash Reform Act came into force at the end of May. As part of the Civil Liability Act 2018, the reform focuses on reducing fraudulent whiplash claims. According to Aviva, 80% of UK road traffic accident claims include a claim for whiplash,…
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